Pennywise: Expense Tracke Privacy Policy

Effective Date: 31 DECEMBER 2025

Last Updated: 31 DECEMBER 2025

Pennywise ("we", "our", "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application.

1. Information We Collect

We may collect the following types of information:

1. Personal Information:

   • Name

   • Email address

   • Account credentials (for authentication)

2. Expense Data:

   • Expense descriptions, amounts, categories, and dates

   • Any notes you choose to store with expenses

3. Device Information:

   • Device model, operating system version, and unique device identifiers (for app performance and debugging)

2. How We Collect Information

We collect information:

• When you register for an account

• When you add or update expenses

• Automatically, when you use the app (e.g., device info for crash reports)

3. How We Use Your Information

We use your information to:

• Provide, operate, and maintain the Pennywise app

• Store and organize your expense records

• Improve user experience and app performance

• Communicate important updates, if necessary

• Secure your account and prevent unauthorized access

4. Data Storage and Security

• Your data is stored securely using Google Firebase services.

• We use Firebase Authentication for secure login.

• All communication between your device and our servers is encrypted using HTTPS.

• While we take reasonable steps to protect your information, no method of storage or transmission is 100% secure.

5. Data Sharing

We do not sell, rent, or trade your personal information to third parties.
We may share information only:

• When required by law or legal processes

• To protect our rights, property, or safety, and that of our users

6. Your Rights

You have the right to:

• Access, update, or delete your personal information

• Request a copy of your stored data

• Withdraw your consent to data collection at any time (which may limit your ability to use the app)

To exercise these rights, contact us at divyanshujangid90 @ gmail.com.

7. Children’s Privacy

Our app is not intended for use by children under the age of 13. We do not knowingly collect personal information from children.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The updated policy will be posted within the app, and the "Last Updated" date will be revised accordingly.

9. Contact Us

If you have questions or concerns about this Privacy Policy, please contact:
Email: divyanshujangid90 @ gmail.com
Country: India